*Rates accurate as of January 20, 2021
Certificate of Deposit
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| 3 Month | .10% | .10% | $1000.00 |
| 6 Month | .15% | .15% | $1000.00 |
| 1 Year | .25% | .25% | $1000.00 |
| 2 Year | .40% | .40% | $1000.00 |
| 3 Year | .50% | .50% | $1000.00 |
| 4 Year | .65% | .65% | $1000.00 |
* A substantial penalty may be charged on early withdrawal of any Certificate of Deposit
* Fees may reduce stated earnings.
Savings
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Regular Savings | .10% | .10% | $25.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Cash Management (CMA) Account
| Account Size | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| Less Than $2,500.00 | .10% | .10% | $2500.00 |
| $2,500.00 - $24,999.99 | .16% | .16% | $2500.00 |
| $25,000.00 - $49,999.99 | .22% | .22% | $2500.00 |
| $50,000.00 - $99,999.99 | .28% | .28% | $2500.00 |
| $100,000.00 - $199,999.99 | .34% | .34% | $2500.00 |
| Over $200,000 | .40% | .40% | $2500.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Checking Accounts
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| NOW Checking | 0.10% | 0.10% | $1500.00 |
| Health Savings NOW Checking | 0.50% | 0.50% | $5.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.
Individual Retirement Accounts (IRA)
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| IRA Open Account | 1.00% | 1.00% | $5.00 |
* Rates may change after the account is opened.
* Fees may reduce stated earnings.