Making a living making things grow.

For over 100 years, our commitment to agriculture has made us a premier Ag lender in western South Dakota. In this part of the country, agriculture is more than just a job; it’s a way of life. As your “Partners in Banking,” you will be pleased to have us as your financial partner.

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Our Services

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Personal Banking

Whether you’re looking for the best online banking in South Dakota, the perfect checking account, a straightforward bank loan, or some other combination of financial services, we’ve got you covered.

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Business & Agriculture

From the Farmer and Rancher to the Business Owner down the street, First National Bank in Philip has services and products to help your dream grow!

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First National Agency offers a wide array of insurance products to fit your needs. With agents located in both Philip and Faith, you will receive personalized service from agents who understand our region.

Our Rates

Certificates of Deposit

Starting At 1.76% APY

Cash Management

Starting At 1.26% APY

Standard IRA

Starting At 2.02% APY